New Purhcase Mortgage Loan In UAE
- Home
- New Purhcase Mortgage
Make Your First Home a Reality with Hateem Mortgage
Buying your first home is a milestone worth celebrating—but it can also feel overwhelming. At Hateem Mortgage, we specialize in providing simple, clear, and affordable solutions for mortgage for first-time buyers UAE. Whether you’re a resident or an expatriate, our dedicated team ensures a smooth path to homeownership with expert advice, customized finance options, and ongoing support.
Your First Step Toward Homeownership
Navigating the property market can be daunting, especially for first-time buyers. From paperwork to legal requirements, understanding mortgage rates to evaluating loan terms—there’s a lot to consider. That’s where Hateem Mortgage comes in. We make the process easier with tailored guidance for every step, helping you secure the first time home buyer mortgage loan in UAE that fits your financial goals.
What’s Included in a First Time Home Buyer Mortgage Loan?
Our first time home buyer mortgage loan includes everything you need to start strong:
- Fixed or variable profit rate options
- Loan terms ranging from 5 – 25 years
- Up to 80% finance to value (FTV) depending on eligibility
- Flexible repayment plans
- Early settlement support
- Assistance with documentation and approvals
Our team will ensure that your new purchase mortgage UAE is perfectly suited to your property type and financial plans.
Who Can Apply?
If you’re new to the UAE property market and looking to purchase your first home, you may be eligible for a mortgage for first-time buyers in UAE if you meet the following basic criteria:
- You are at least 21 years of age
- You are a UAE resident or employed expatriate
- You have a steady source of income
- You meet the bank’s credit and affordability requirements
Don’t worry if you’re unsure about your eligibility. Our team is happy to evaluate your case and suggest the best way forward.
What Makes Us Different?
1. Personalized Mortgage Solutions
We assess your financial profile and property preferences to recommend the most suitable new purchase mortgage in UAE. Our consultants work one-on-one with you to ensure that your home loan is both affordable and flexible.2. Wide Network of Lenders
Hateem Mortgage partners with top banks and financial institutions in the UAE. This lets us to offer competitive profit rates and favorable terms, giving you more choices and better chances of approval.3. Low Down Payment Options
We know saving for a down payment can be tough. That’s why we help you explore options that require lower upfront costs, easing the financial pressure and helping you move into your dream home sooner.4. Transparent Advice
Our team is committed to clear, honest, and jargon-free communication. We explain the ins and outs of mortgage terms, repayment plans, and any hidden costs so that you can make informed decisions.5. Quick Pre-Approval Process
With our streamlined procedures, we can help you get pre-approved fast, giving you the confidence to search for properties knowing your budget and loan eligibility.Start Your Journey Today
Owning a home is a dream that begins with the right mortgage partner. Hateem Mortgage is here to make that dream come true. Whether you’re exploring locations, comparing prices, or ready to make an offer, we’ll be by your side to ensure a hassle-free experience.
Let us take the stress out of home financing. With our knowledge, resources, and client-first approach, you can finally enjoy the journey to your new home with confidence and ease.
Ready to Apply?
Take the first step today. Contact Hateem Mortgage and let’s discuss the best Mortgage for first-time buyers in UAE—tailored just for you.
📞 Call us today or 📩 fill out our quick inquiry form to get started.
Frequently Asked Questions
How long does it take to get a first-time buyer mortgage approved?
It usually takes between 5 – 15 working days, depending on how rapidly documents are submitted and processed. Hateem Mortgage ensures a fast and smooth approval process.
What if I have a low credit score?
A lower credit score can affect your approval chances or profit rate. However, we work with a range of lenders and might still be able to help you find a solution.
What makes Hateem Mortgage different from going directly to a bank?
We offer unbiased mortgage advice, compare multiple banks, and negotiate the best terms for you. With Hateem, you get a personalized experience and faster, stress-free approvals.
Do I need a real estate agent to buy a property with a mortgage?
While not required, a good real estate agent can assist with property selection and negotiations. We work alongside agents to ensure the process is smooth.
Will Hateem Mortgage assist me after the loan is approved?
Yes! Our support doesn’t stop at approval. We help coordinate with agents, banks, and developers right through to property handover.