A Loan Against Property is a secured loan where you mortgage your owned property—such as a villa, apartment, or commercial unit—to obtain funds from banks or financial institutions in Dubai. Since the loan is backed by property, lenders offer lower interest rates compared to unsecured loans.
Loan Against Property in Dubai
As experienced Loan Against Property consultants in Dubai, we help you unlock the value of your residential or commercial property to meet your financial needs. By using your property as collateral, we assist you in securing high-value loans at competitive interest rates with flexible repayment options from leading UAE banks and financial institutions.
Whether you aim to expand your business, consolidate existing liabilities, or fulfill personal financial requirements, our Loan Against Property services in Dubai offer a reliable, cost-effective, and transparent financing solution tailored to your goals
What Is a Loan Against Property?
Key Benefits of Loan Against Property in Dubai
You can apply for a Loan Against Property in Dubai using:
- Residential apartments or villas
- Commercial properties (offices, shops, warehouses)
- Residential apartments or villas
Eligible Properties
Property Evaluation – Your property is assessed to determine its current market value.
Eligibility Check – Lenders review your financial profile, ownership documents, and repayment capacity.
Application Submission – Submit the required documents, such as ID, proof of income, and property papers.
Approval & Offer – If approved, you receive a finance offer with terms, interest rate, and repayment plan.
Agreement & Signing – Both parties sign the finance agreement after reviewing the terms.
Fund Disbursement – The approved finance amount is released as a lump sum or structured payments.
Repayment – Repay the finance in monthly installments as per the agreed schedule.
Eligibility Criteria
To qualify for a loan against property in Dubai, applicants typically need:
- UAE residents or non-resident property owners
- Clear property title with no major disputes
- Stable income or business cash flow
- Acceptable credit history
Eligibility may vary depending on the bank or lender.
Loan Amount & Tenure
- Loan Amount: Up to 60–70% of the property’s market value
- Tenure: Up to 15–25 years, depending on lender policies
- Interest Rates: Competitive and market-linked
Why Choose Us for Loan Against Property in Dubai?
- Access to leading UAE banks and lenders
- Personalized loan solutions tailored to your needs
- End-to-end support from application to disbursal
- Transparent process with no hidden charges
Our experts help you secure the best Loan Against Property in Dubai with hassle-free documentation and fast approvals.
Apply for Loan Against Property in Dubai Today
Looking to leverage your property’s value? Get expert guidance and competitive offers with our Loan Against Property services in Dubai. Contact us today for a free consultation and take the first step toward smart financing.
FAQs
Salaried individuals, self-employed professionals, and business owners can apply, provided they own a completed property in Dubai and meet income, age, and credit requirements set by lenders.
Typically, lenders offer 60% to 70% of the property’s market value, depending on the property type, location, income profile, and eligibility.
Interest rates are competitive and usually market-linked. They may vary based on the lender, loan tenure, applicant profile, and whether the rate is fixed or variable.
Loan tenures generally range from 10 to 25 years, allowing borrowers to manage affordable monthly repayments.
Yes, expatriates can apply for a Loan Against Property in Dubai, subject to lender criteria such as residency status, income stability, and property eligibility.